Privacy Policy
FACTS
WHAT DOES FSB PREMIER WEALTH MANAGEMENT, INC. DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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Social Security number and birth date
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Employment status and income
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Investment objective and other details to determine suitability, including risk tolerance
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons FSB Premier Wealth Managment, Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information |
Does FSB Premier Wealth share? |
Can you limit this sharing? |
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes—to offer our products and services to you |
Yes |
No |
For joint marketing with other financial companies |
No |
We don't share |
For our affiliates’ everyday business purposes—information about your transactions and experiences |
No |
We don't share |
For our affiliates’ everyday business purposes—information about your creditworthiness |
No |
We don't share |
For our affiliates to market to you |
No |
We don't share |
For nonaffiliates to market to you |
No |
We don't share |
WHO WE ARE
Who is providing this notice?
FSB Premier Wealth Management, Inc.
WHAT WE DO
How does FSB Premier protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Electronic information may be retrieved only by use of access codes provided to authorized personnel.
How does FSB Premier collect my personal information?
We collect your personal information, for example, when you
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open an account or request account transactions
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wire transfers or direct us to buy/sell securities
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tell us about your investments or retirement portfolio
When you are no longer our customer, we continue to share your information as described in this notice.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
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sharing for affiliates’ everyday business purposes—information about your creditworthiness
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affiliates from using your information to market to you
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sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Access to client information is restricted and protected. Employees have access to client information only to the extent necessary to provide appropriate services to your accounts.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Client information is provided to outside entities on an as-needed basis only, as authorized by Sections 248.14 and 245.15 of Regulation S-P and Section 326 of the USA PATRIOT Act
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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FSB Premier Wealth Management, Inc. does not jointly market.
Other important information
It is important to you and to us that your information is not disclosed to anyone except when absolutely necessary to provide appropriate services to your accounts. Specific instances include: Charles Schwab & Co. as necessary to provide clearing and custody services, to independently verify your identity by comparing information obtained from a consumer reporting agency/public database/other source, to fund mutual fund companies and other vendors who require the information to open accounts, as requested by law or regulation, and/or at your specific direction. In summary, we disclose no information about you or your accounts to anyone unless specifically directed by you, except under a circumstance outlined above. Per FINRA Rule 2266, we are required to inform all of our clients that you may obtain information about SIPC (including the SIPC brochure), by contacting SIPC through their web site address (www.sipc.org) and/or telephone number (292-371-8300).
Questions? Call 202-371-8300 or go to www.sipc.org to contact someone directly at SIPC.